What is Bank On Yakima County?
Why Do I Need an Account?
- It’s convenient.
- It won’t cost you any money to cash your checks. You can stop using check cashers.
- You can write checks to pay your bills. No need to buy money orders.
- You can’t lose money or have it stolen while it’s in the account. The federal government guarantees your money.
- You can take advantage of other services: direct deposit, online banking, automatic bill pay, and money transfers to family and friends.
- If you have money in your account, you can use a debit card to get cash whenever you need to.
- You can earn interest on money in your account.
Am I Eligible to Open an Account?
Even if you have declared bankruptcy in the past, you may still be able to get an account. Bankruptcy hurts your credit score, but a low credit score does not prevent you from having a checking account. In fact, having a checking account may be a great first step in helping you rebuild your stability and credit.
3 Easy Steps to Open Your Account
Find a participating bank or credit union in your neighborhood.
You can find a participating bank or credit union in your area by using the Bank or Credit Union Locator Tool. The bank or credit union staff will answer your questions and help you open your new account.
Gather Your Materials
Don’t forget to bring the following items to your meeting with the representative:
- A photo ID (Driver’s license, passport, Mexican Matricula card)
- A second form of ID (Utility or cell phone bill)
- Your social security number or taxpayer identification number
- A list of questions that you want to ask.
Meet with a Representative and Open an Account
The person at the bank or credit union will walk you through the entire process. Present all your materials and ask all the questions you’ve prepared in Step 3. They can show you how to sign up for free money management training classes to help you get the most from your new account.